Suppliers
Love Us.
Really?
Yes. Really.
“I like being able to sort my invoices by date, invoice number, etc. It is extremely helpful. I use it every week, if not every day."
“This is one of the few subscription fees that helps me sleep at night."
"We finally have visibility into the entire invoice journey. That alone is worth the fee, even before the better early payment rates."
Helping small businesses with payment certainty
We charge suppliers a $495 annual fee. And they love us.
Our model is different. It's honest, transparent and aligned. It's not free for suppliers; it does not need to be. ​
That's because we deliver suppliers real value. Other AP automation companies take a cut on every early accelerated payment, often as much as 25%. In the industry, this skimming off the top is called "gainshare." We never skim off the top – ever.
Buyers had to compensate for these gainshare fees, so they passed higher rates or steeper discounts for early payments. That ‘free’ model cost suppliers in inflated rates, unnecessary and higher fees being pushed on them. They felt an invisible squeeze but were in the dark on how it was happening. Suppliers were essentially forced to pay for their own exploitation.
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Here's how our model works:
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We require all our customers to take our Supplier Pledge™, ensuring buyers offer the lowest possible early payment rates to their supply chain.
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Suppliers pay an annual membership fee; buyers only pay a one-time implementation fee.
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Buyers commit to the Supplier Pledge™: offering the lowest possible early payment rates.
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Every early payment discount goes to your bottom line – not a third-party fintech.
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Direct Commerce keeps 0.0% of Dynamic Discounts. As it should be.
​The truth is that those "free" models of the past weren't really free.
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Our model quickly pays for itself as suppliers evade high APRs and predatory lending options.
See the Benefits in Action.
Numbers Never Lie. Supplier Testimonials
96%
of suppliers reported being satisfied or very satisfied with our platform.
54%
of suppliers pay their annual fee on the first day they are able, 98% adopt within 60 days.
91%
of users rated the portal as easy or very easy to navigate.
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78%
of users felt they received tangible ROI on the annual fee from the platform.
+80%
of users found Direct Commerce's tools to be significantly helpful.
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Frequently Asked Questions
Will suppliers actually use, and pay for, this kind of platform? Yes, because the ROI is clear and measurable. Suppliers save significant time chasing payments, reduce disputes, improve cash flow predictability, and gain access to liquidity options. Recovering even one late payment, missed discount, or dispute more than offsets an annual supplier subscription, making participation economically rational, not just convenient.
How does this model help suppliers get paid faster? Suppliers gain real-time insight into where invoices are in the approval process and when they’re expected to be paid. When delays occur, suppliers can see the cause, missing data, mismatches, approvals, and fix issues immediately. Additionally, suppliers can proactively choose early payment or financing options when cash flow matters most, rather than waiting blindly through long payment cycles.
Why share invoice delay insights with suppliers? Invoice delays are often caused by correctable issues, missing POs, pricing mismatches, compliance errors, but suppliers typically don’t know this until weeks later. By sharing why an invoice is delayed, Direct Commerce allows suppliers to resolve problems upstream. This reduces disputes, shortens cycle times, and improves trust between buyers and suppliers.
Why is Direct Commerce positioned as a supplier tool, not just an AP system? Suppliers experience AP friction more frequently and more painfully than buyers. Direct Commerce gives suppliers tangible value: visibility, control, speed to cash, and insights they can’t get elsewhere. When suppliers benefit directly, adoption increases, collaboration improves, and the entire AP ecosystem becomes more efficient, creating network effects that benefit buyers at scale.